Beyond Retirement: How Investing in Real Estate in Belize Can Diversify Your Portfolio

by Larry Waight

Did you know? Diversity tends to make us more creative, diligent, hard-working, and especially tolerant, according to Dr. Katherine Phillips of California’s University of Berkeley. But perhaps the most important aspect of diversity has to do with your financial security—especially if you’re thinking of retirement and want to be certain that you can enjoy the lifestyle that befits the hard work you have undertaken to get to your current state of comfort.

Portfolio Diversification Is Especially Important for Investors

Whether you’ve already been smart enough to set up an investment portfolio that is spread across a diverse range of investments or you’re just now becoming aware of the importance of creating a diversified mix of financial assets, your stable of stocks, bonds, funds, CDs, savings, and other financial accounts wouldn’t be half as powerful were you to leave real estate out of the equation.

Prioritize asset diversification and congratulate yourself for having the wisdom to spread out your money into different resources as a financial safety measure. This comes with a bonus. Analysts say that “diversification can actually reduce risk without costing returns,” a factor likely to resonate loudly as you approach retirement. Nothing compares to feeling confident that you’ve made the right investment moves, and it’s never too late to diversify.

Where to Find Real Estate That Will Perform for You

Your research to identify the most dependable real estate capitals in the western hemisphere deserves to begin and end with Belize for these 20 reasons:

  1. Foreigners receive the same land ownership and tenure rights as do Belize nationals.
  2. No capital gains taxes if you buy real estate and then sell it at a profit.
  3. Belize’s legal system, grounded in British law, makes it easy to understand transactions.
  4. No matter what type of real estate you seek–from mansion to condo–it’s on the market.
  5. Numbers of North Americans purchasing investment property in Belize continues to grow by leaps and bounds.
  6. Since English is the nation’s first language, you’ll understand every word of the real estate acquisition process.
  7. The number of ex-pats purchasing land and homes in Belize didn’t abate, even during COVID.
  8. Everything about the property purchase process is more affordable than it would be elsewhere.
  9. From shopping to closing, the process tends to be fast and smooth.
  10. Local offshore bank financing is available, and transactions are done in U.S. dollars.
  11. If you’re credit worthy, you can borrow between 60% and 80% of the value of a Belize property.
  12. Loan interest rates remain affordable; especially compared to North America’s.
  13. Property taxes are jaw dropping. A $250,000 home or condo on Ambergris Caye could deliver a $375 USD annual tax bill and rural property taxes are usually much less.
  14. Climate is amazing year-round, so even your clothing budget gets a break.
  15. Tourism that buttresses the Belize economy has weathered COVID and remains strong.
  16. You’ll never run out of things to do, see, and experience.
  17. Earn rental income from your investment that comes with even lower taxation.
  18. There are no inheritance taxes associated with property you purchase.
  19. Belize remains the region’s most politically and economically stable nation.
  20. Beachfront property is easy to find, easier to purchase, and simply affordable!

What’s the Secret to Finding the Best Belize Properties?

No mystery. You need a reliable resource to guide you through every aspect of property acquisition, from articulating your specific needs to choosing from a wide range of options, getting the legal assistance you need and having a trusted, reliable partner to count on from start to finish.

Ask ex-pats about their experiences and don’t be surprised if you hear the name Remax from large numbers of them. Agents at Remax 1st Choice specialize in helping investors find exactly what they seek, so you won’t be put through the ringer by quasi-professionals who ignore your specific search parameters.

On the Remax website, you can feast your eyes on the diversity of pricing, locations, features, and the other factors you seek to bolster your portfolio. Helmed by a former South Carolina resident, you’ll feel right at home interacting with this agency. So do your portfolio a favor and start browsing now without leaving home.

Once you spot properties that deliver on the features, price, and amenities on your “must-have” list, you’re going to want to pick up the phone. Call (501) 523-3666 and leave the rest to the most welcoming Belize real estate team you’ll ever meet, then congratulate yourself for making this portfolio diversifying move so effortlessly!

All photos courtesy of Remax 1st Choice

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